Second stimulus checks, student loans and more: FAQ during coronavirus
Here are answers to some common questions about personal finance during the coronavirus pandemic.
This is how debt consolidation helps expedite your payoff goals
Despite the pandemic, Americans are working hard to pay down their debts. Here's how you can use that consolidation to get ahead of yours.
Pros and cons of buying a car with a credit card
It’s possible, but it’s best considered only if you can pay off the balance immediately.
Rent or buy? How the Fed's mortgage rate changes can help you decide
Deciding to rent or buy is no easy task. There are pros and cons to both. But with interest rates at all-time lows thanks to the Fed’s mortgage rate changes, making the decision might be a little easier if you’re still on the fence.
Today's mortgage rates inch back up — two rates rise | October 21, 2020
Check out the mortgage rates for October 21, 2020 which are slightly up from last week.
3 easy ways to get out of debt
Climb out of debt by taking one of these alternative payoff approaches.
Does credit card inactivity affect your credit score?
Credit card inactivity could hurt your credit score. Here's what you need to know about how your credit score could be affected by a dormant credit card.
Should I take a 401(k) loan during the coronavirus pandemic?
Just because you can take out a 401(k) loan doesn’t always mean you should.
Today's mortgage refinance rates — two rates drop further | October 20, 2020
Check out the mortgage refinancing rates for October 20, 2020, which are mostly down from last week.
How do I get the most out of my mortgage refinance?
If you’re thinking about buying a new home or refinancing your current mortgage, now may be a good time to take the plunge because interest rates may not stay this low for very long.
How to refinance an underwater mortgage
If you owe more money on your home than it’s worth, you’ll need this information before you consider a refinance.
Does having credit cards with a zero balance hurt your credit score?
A zero balance credit card can impact your credit score, and here’s why.
Today's mortgage rates stay below 3% for 13th consecutive week | October 19, 2020
Check out the mortgage refinancing rates for October 19, 2020 which are mostly unchanged from last week.
4 ways to get lower mortgage refinance rates
The best rates are reserved for the least risky borrowers. Here’s how to make sure you fall into that category.
How do interest rates affect debt?
Lower interest rates could reduce your costs, but it may not be automatic.
4 ways to increase your chances of getting a mortgage
Taking a few steps before you apply for a mortgage can make it easier to get approved with favorable terms.
Today’s mortgage rates fall even lower | October 16, 2020
Check out the mortgage rates for October 16, 2020 which are generally trending down since last week.
Today’s mortgage refinance rates hold steady at unprecedented lows | October 16, 2020
Check out the mortgage refinancing rates for October 16, 2020 which are unchanged from last week.
Refinance vs. loan modification: Which is better?
Consider these things as you decide whether to change the terms of your loan via a refinance or loan modification.
How to negotiate a lower interest rate on your credit card
Learning how to negotiate a credit card rate is a skill every financial consumer should learn.