Basic Training Podcast: Credit 101

Credit is a financial tool.  Debt is a financial problem. 

Rod Griffin with credit reporting company Experian discusses what goes into your credit score and how banks and lenders use it to evaluate you.

In This Episode

  • What goes into your credit score and how banks and lenders use it to evaluate you
  • How to establish credit in the first place
  • How to dig yourself out of the financial hole without damaging your credit score
  • Common mistakes people make that damage their credit, even when they think they're doing the right thing

Links

Nation Foundation for Credit Counseling (NFCC)

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